Hafidz, Firdaus, Gilbert Renardi Kusila, Farrasila Nadhira, Daniel, Wan Aisyah Baros, Dedy Revelino, Erzhan Dhanalvin, Benjamin Saut, Citra Jaya, and Ayunda Oktavia. 2022. “Utilization and Expenditure of Indonesia National Health Insurance before and During COVID-19 Pandemic in Indonesia: A Descriptive Study”. BKM Public Health and Community Medicine 38 (7), 237-44. https://doi.org/10.22146/bkm.v38i7.4964.