Arsyad, Lincolin. “AN ASSESSMENT OF MICROFINANCE INSTITUTION PERFORMANCE: The Importance of Institutional Environment”. Gadjah Mada International Journal of Business 7, no. 3 (September 12, 2005): 391-427. Accessed November 23, 2024. https://journal.ugm.ac.id/v3/gamaijb/article/view/14854.