Santoso, Budi. “Developing a Seasonal Cash Demand Simulation for Agricultural Cooperatives (Village Unit Cooperative) in Indonesia”. Gadjah Mada International Journal of Business 14, no. 1 (January 1, 2012): 35 - 59. Accessed April 12, 2025. https://journal.ugm.ac.id/v3/gamaijb/article/view/15351.