Ali, Syaiful, Billy Simboh, and Ulfa Rahmawati. “Determining Factors of Peer-to-Peer (P2P) Lending Avoidance: Empirical Evidence from Indonesia”. Gadjah Mada International Journal of Business 25, no. 1 (February 8, 2023): 1-27. Accessed November 22, 2024. https://journal.ugm.ac.id/v3/gamaijb/article/view/15797.