Ashrafi, Dewan Mehrab. “Managing Consumers’ Adoption of Artificial Intelligence-Based Financial Robo-Advisory Services: A Moderated Mediation Model”. Journal of Indonesian Economy and Business 38, no. 3 (September 11, 2023): 270-301. Accessed July 18, 2024. https://journal.ugm.ac.id/v3/jieb/article/view/6242.