Siregar, Reza Yamora, and Nada Serpina. “Socio-Demographic Determinants of Insurance Literacy Among University Students in Indonesia”. Journal of Indonesian Economy and Business 39, no. 3 (September 10, 2024): 237-255. Accessed November 22, 2024. https://journal.ugm.ac.id/v3/jieb/article/view/9389.