Probabilitas dan determinan pemanfaatan asuransi kesehatan di Indonesia (berdasarkan data IFLS tahun 2015)

https://doi.org/10.22146/bkm.42546

Miftakhun Nafisah Yannis Putri(1*), Pujianto Pujianto(2)

(1) Fakultas Kesehatan Masyarakat, Universitas Indonesia
(2) Pusat Kajian Ekonomi dan Kebijakan Kesehatan, Universitas Indonesia
(*) Corresponding Author

Abstract


The probability and determinants of the utilization of health insurance in Indonesia: analysis of 2015 IFLS data 

Purpose: This study investigates the probability and the determinants of use of health insurance in Indonesia.

Method: The Indonesian Family Life Survey (IFLS) 2015 data were used and analyzed by logistic regression/probit. Age, gender, marital status, family status, education, employment status, and area of residence were used as determinant variables.

Results: The proportion of utilization of health insurance is 39.9%. A total of 60.02% of health insurance owners do not use health insurance and issueout of pocket (OOP) fees. Age variables (0.037), education (0,000) and residential areas (0,000) were significantly significant (p-value <0.05) for the use of health insurance. 


Keywords


health insurance utilization; age; education; residential area; probit

Full Text:

PDF


References

  1. Indonesia PR. Undang Undang RI No.40 Tahun 2004. 1999:1-16. http://www.komnasham.go.id/sites/default/files/dokumen/UU NO 39 TAHUN 1999 HAM_0.pdf.
  2. Sarwo YB. Model Pembiayaan Kesehatan Menuju Jaminan Semesta (Universal Coverage). Mmh. 2012;41(3):443-450.
  3. Kemenkes RI. Summary for Policymakers. Clim Chang 2013 - Phys Sci Basis. 2013:1-30. doi:10.1017/CBO9781107415324.004
  4. Peta Jalan JKN. Kementerian Sekretariat Negara Ri Sekretariat Wakil Presiden. 2015. http://www.tnp2k.go.id/images/uploads/downloads/Final_JKN_Perjalanan Menuju Jaminan Kesehatan Nasional - Copy.pdf.
  5. Suryowati E. Pengeluaran Masyarakat untuk Kesehatan Masih Tinggi Meski Ada BPJS - Kompas. https://nasional.kompas.com/read/2017/05/23/17413621/pengeluaran.masyarakat.untuk.kesehatan.masih.tinggi.meski.ada.bpjs.
  6. Peraturan Presiden Republik Indonesia Nomor 12 Tahun 2013 Tentang Jaminan Kesehatan.
  7. Peraturan Pemerintah Republik Indonesia Nomor 101 Tahun 2012 Tentang Penerima Bantuan Iuran Jaminan Kesehatan.
  8. Ribot, J.C. dan Peluso, N.L. 2003. A Theory of Access. Journal Of Rural Sociology, 68 (2) Rural Sociological Society.
  9. Sangadji, E. M., dan Sopiah. 2013. Consumer Behavior: Perilaku Konsumen dan Strategi Pemasaran Jilid 2. Jakarta Erlangga.
  10. Schlager, E. dan Ostrom, E. 1992. Property-Rights Regimes and Natural Resources : A Conceptual Analysis. Journal Of Land Economics. August 1992.
  11. Thabrany, Hasbullah. 2014. Jaminan Kesehatan Nasional. PT RajaGrafindo Persada: Jakarta



DOI: https://doi.org/10.22146/bkm.42546

Article Metrics

Abstract views : 3022 | views : 3309

Refbacks

  • There are currently no refbacks.


Bookmark and Share


Copyright (c) 2019 Berita Kedokteran Masyarakat

Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Berita Kedokteran Masyarakat ISSN 0215-1936 (PRINT), ISSN: 2614-8412 (ONLINE).

Indexed by:

 

Web Analytics Visitor Counter