ANALISIS POTENSI FINTECH PASCA UU PPSK: MANFAAT DAN TANTANGAN BAGI INDUSTRI KEUANGAN DI INDONESIA
Abstract
Pandemi ini telah mempercepat proses transformasi digital di sektor keuangan dan ekonomi. Transformasi ini telah menjadikan kebangkitan teknologi keuangan (fintech) sebagai inovasi penting untuk meningkatkan efisiensi dan keamanan. Fintech menjadi semakin penting seiring berkembangnya industri perbankan dan tumbuhnya usaha kecil dan menengah. Namun, meskipun fintech menawarkan berbagai manfaat, fintech juga menghadirkan tantangan yang mengharuskan pemerintah Indonesia untuk mengkaji peraturan yang ada. Artikel ini menawarkan kajian komprehensif mengenai dampak fintech terhadap perbankan di Indonesia pasca pandemi dan menyelidiki apakah kerangka hukum nasional telah sesuai dengan transformasi ini.
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